china using digital currency, Top stories

2.3 Market stability improvement1.3 data support2.3 Market stability improvement

The first batch of 85 index funds are included in personal pension investment. How will the expansion affect the market? Interpretation of many fund companiesThe first batch of 85 index funds are included in personal pension investment. How will the expansion affect the market? Interpretation of many fund companiesThe pressure on basic old-age insurance is increasing: with the aging population, the growth rate of basic old-age insurance fund expenditure exceeds the growth rate of income, and it is estimated that the basic old-age pension gap will be close to 3 trillion yuan by 2030.

After being included in the index fund, the funds in the individual pension account will enter the market as incremental funds, which will significantly improve the market liquidity. According to official data, as of December 12th, the number of Public Offering of Fund products that can be invested in personal pension has increased to 284, and it is estimated that the scale of new funds will reach several hundred billion yuan. This scale of capital inflow will provide stable liquidity support for the market and reduce the sensitivity of the market to short-term capital fluctuations.2. The influence of index funds into individual pensionsImprove market efficiency: the transparency and low rate of index funds help to improve market efficiency, reduce transaction costs and increase investor participation.